Group Employee Benefits

A major benefit of association membership is its access to quality employee benefit products, including:

Medical - Dental - Vision - Life - Disability
Supplemental coverages (intensive care, cancer, accident)


WAWA works with the best carriers available for the various coverages:

Regence BlueShield - Asuris Northwest Health - Premera - Affiliated Associations of America Healthcare Plans
Washington Dental Service -
Colonial Life & Accident
Northwest Benefit Network -
Regence Life Insurance Company

WAWA also works closely with licensed agents of various benefit plans and carriers to provide you with no-cost, no-obligation comparisons of plans available to you.

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What is “COBRA”? (Information from Ceridian)

Health insurance is one of the most important benefits that employers can provide for their employees.  Employers that sponsor group health plans enable their employees and their families to take care of their essential medical needs, ensuring that they can devote their energies to productive work.  Because of the critical importance of good health, employer-sponsored group health insurance programs benefit employees, employers, and society as a whole.

The Consolidated Omnibus Budget Reconciliation Act (COBRA) amends the Employee Retirement Income Security Act (ERISA), the Internal Revenue Code (IRC), and the Public Health Service Act to provide continuation of health care coverage that might otherwise be terminated.  COBRA gives workers and their families who lose their health benefits the right to choose to continue group health benefits provided by their group health plan for limited periods of time under certain circumstances such as any of the following:

  • Voluntary or involuntary job loss.

  • Reduction in the hours worked.

  • Transition between jobs.

  • Death.

  • Divorce.

  • Other life events.

Qualified individuals may be required to pay the entire premium for coverage up to 102 percent of the cost to the plan.

COBRA generally requires that group health plans sponsored by employers with 20 or more employees in the prior year offer employees and their families the opportunity for a temporary extension of health coverage (continuation coverage) in certain instances where coverage under the plan would otherwise end.

COBRA outlines how employees and family members may elect continuation coverage and requires employers and plans to provide respective notice.